Privacy Policy

Introduction

Welcome to NGnair Payments's Privacy Policy. Your privacy is of utmost importance to us. This Privacy Policy outlines the types of personal information we collect, how we use, store, and protect it, and your rights concerning this information. By using our website and services, you consent to the terms of this Privacy Policy.

Information We Collect

We may collect various types of personal information from you, including but not limited to:

● Contact details (e.g., name, email address, phone number)
● Payment information (e.g., credit card details, bank account information)
● Business information (e.g., company name, business type)
● Usage data (e.g., website interactions, transaction history)
● Technical data (e.g., IP address, browser type, device information)

How We Use Your Information

We use the information we collect for the following purposes:

● To provide and maintain our services
● To process transactions and payments
● To communicate with you about your account and our services
● To improve our website, products, and services
● To comply with legal obligations and respond to legal requests
● For marketing and promotional purposes with your consent

Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, please note that no method of transmission or storage is 100% secure, and we cannot guarantee the absolute security of your information.

Third-Party Services

We may use third-party service providers to assist us in delivering our services, conducting business operations, or administering activities on our behalf. These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze website usage, and deliver targeted advertisements. You can manage your cookie preferences through your browser settings or opt-out of targeted advertising by visiting the Network Advertising Initiative (NAI) opt-out page or the Digital Advertising Alliance (DAA) opt-out page.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website with a revised 'Last Updated ' date. Your continued use of our services after the updated Privacy Policy becomes effective constitutes your acceptance of the revised policy.

Your Rights

You have the right to:

● Access and correct your personal information
● Request the deletion of your personal information
● Object to the processing of your personal information
● Withdraw your consent for the collection and use of your personal information
● Lodge a complaint with a supervisory authority

Children's Privacy

Our services are not intended for use by children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information from our records.