Give merchants everything they need while managing your complete ISO operation
Full payment tools, agent splits, and complete transaction visibility at your finger tips. Modern infrastructure that scales with your business and enhances merchant satisfaction.
Replace Legacy Tools with a High‑Margin, Full‑Lifecycle Platform
NGnair unifies embedded merchant workflows: onboarding & KYC/KYB, AI-backed underwriting, flexible payment methods (card, RTP, FedNow via your processor), dispute flows, commission logic, and POS device integrations—all structured for ISOs, banks, and integrated platforms.
End-to-end lifecycle
Application → Onboarding → Payments → Merchant ROI → Support
AI underwriting
Configurable decisioning powered by modular risk logic and integrated ML insights.
Processor-agnostic with failover
Seamlessly route transactions across processors—even during downtimes.
RTP & FedNow
Offer bank-to-bank payment options through RTP and FedNow—letting merchants accept direct bank payments in lieu of card transactions, routed via their existing processor.
NGnair POS devices
Complete hardware/software solutions to grow your margins
Global infrastructure
North America, EU, Pacific Asia
Everything You Need in One Platform
Comprehensive tools to manage the complete merchant lifecycle with modern efficiency.
Merchant Onboarding & KYC/KYB
Automated forms, document capture, checks, and workflows for faster merchant approvals.
AI Underwriting Engine
Instant decisions with configurable rules and ML signals per processor program.
NGnair POS Marketplace
Curated POS devices and software bundles for your merchant customers.
Transaction Lifecycle & Reporting
From authorization to deposit — searchable, exportable, auditable transaction data.
Multi‑Agent Pay Splits
Assign multiple agents to merchants with transparent splits and commissions.
Open Banking Integration
Instant bank account verification and linking to reduce fraud and friction.
Why Choose NGnair
We're a team of payment professionals dedicated to helping ISOs and their merchant customers grow through effective modern infrastructure.
Join NGnair’s Partner Network Today
Unlock exclusive tools, support, and growth opportunities for ISOs and merchant services. Don’t miss out—start your partnership now!